Financial constraint and cognitive load: one finding, one non-replication
A widely cited 2013 paper reported that scarce resources consume mental bandwidth. A later study using a different design did not find the same effect on cognition.
Independent publisher · Established 2024
Household economics, reported with its objections attached.
Ashworth covers how earnings arrive, how budgets absorb irregularity, and what the published research actually establishes about both — including where that research has failed to replicate.
Library
Measuring income volatility: why the estimates disagree
Administrative bank records and household surveys produce different pictures of how much earnings fluctuate. The gap is largely a measurement artefact, and it matters for how the research is read.
Mental accounting and the fungibility problem
Standard economic theory treats money as interchangeable. A body of field evidence indicates households often do not, though the interpretation of that evidence remains contested.
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Written material on household economics: earnings volatility, budgeting under constraint, behavioural research on how money is categorised and spent, and the methodological questions that determine how much weight a given finding deserves. Every article names its sources.
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